Four Planning Scenarios
Each scenario is modelled from realistic UK inputs — pension pots, salaries, properties and tax wrappers that reflect what real plans look like. None of the names below denote real individuals.
Individual
Five years to planned retirement: how much tax-free cash can be taken, when to start drawdown, and will the pension last to 90? Modelled against £435k in pensions, a £42k ISA and a £38k spending target.
Modelled scenario — not a real client.
Individual
A 34-year-old aiming to retire at 50, stress-tested with 500 Monte Carlo paths. What contribution change pushes the 25th-percentile success age from 78 to 87?
Modelled scenario — not a real client.
Individual
A retired couple with a £1.5m+ estate testing the 2027 IHT regime: how much extra does pensions-in-estate cost, and what does a 7-year gifting strategy save?
Modelled scenario — not a real client.
Individual
Salary, dividends, employer pension (CT relief) and EIS modelled side-by-side. Scenario C cuts personal income tax by £8,800 and adds £7,600 of Corporation Tax saving.
Modelled scenario — not a real client.
Three Adviser-Practice Scenarios
From a sole-trader replacing spreadsheets to an 18-adviser network running client books and Virtual Meetings at scale. Modelled scenarios — firm names below are illustrative, not real practices.
IFA
A solo IFA practice replacing Excel: every annual review now produces a branded PDF and a Multi-Year Financial Statements workbook in minutes, not 45 minutes.
Modelled scenario — not a real firm.
IFA
A three-adviser partnership using Virtual Meeting to model IHT, director-extraction and DB-transfer scenarios live on-screen — and ship the matching PDF + Excel after each call.
Modelled scenario — not a real firm.
Network / AR
An 18-AR network producing compliant, on-brand PDFs and Multi-Year Financial Statements at scale — no re-keying, no spreadsheet drift, audit log on every plan change.
Modelled scenario — not a real network.