Four Planning Scenarios
Each scenario is modelled from realistic UK inputs — pension pots, salaries, properties and tax wrappers that reflect what real plans look like. None of the names below denote real individuals.
Individual
Five years to planned retirement at 62: how much tax-free cash can be taken, when to start drawdown, and will the pension last to 90? Modelled against £435k in pensions and a £42k ISA.
Individual financial scenario — figures shown are computed by the Wealth365 projection engine from realistic fictional inputs.
Individual
A 34-year-old with £374k of assets today, stress-tested with Monte Carlo simulation: can consistent contributions fund retirement at a target age of 50 and stay funded to 90?
Individual financial scenario — figures shown are computed by the Wealth365 projection engine from realistic fictional inputs.
Individual
A retired couple with a £2.7m estate testing the 2027 IHT regime: how much extra does pensions-in-estate cost, and what does a 7-year gifting strategy save?
Individual financial scenario — figures shown are computed by the Wealth365 projection engine from realistic fictional inputs.
Individual
Salary, dividends, employer pension (CT relief) and EIS modelled side-by-side — finding the most tax-efficient extraction mix ahead of a target retirement age of 58.
Individual financial scenario — figures shown are computed by the Wealth365 projection engine from realistic fictional inputs.
Three Adviser-Practice Scenarios
From a sole-trader replacing spreadsheets to an 18-adviser network running client books and Virtual Meetings at scale. Modelled scenarios — firm names below are illustrative, not real practices.
IFA
A solo IFA practice replacing Excel: every annual review now produces a branded PDF and a Multi-Year Financial Statements workbook in minutes, not 45 minutes.
These cards describe a modelled practice scenario. Count cards are illustrative fixture metadata; capability and workflow cards are editorial claims. They are not measured usage metrics or projection-ledger outputs.
IFA
A three-adviser partnership using Virtual Meeting to model IHT, director-extraction and DB-transfer scenarios live on-screen — and ship the matching PDF + Excel after each call.
These cards describe a modelled practice scenario. Count cards are illustrative fixture metadata; capability and workflow cards are editorial claims. They are not measured usage metrics or projection-ledger outputs.
Network / AR
An 18-AR network producing consistent, on-brand PDFs and Multi-Year Financial Statements at scale — no re-keying, no spreadsheet drift, audit log on every plan change.
These cards describe a modelled practice scenario. Count cards are illustrative fixture metadata; capability and workflow cards are editorial claims. They are not measured usage metrics or projection-ledger outputs.