See Inside the Platform
Explore the actual screens you'll use to plan your financial future
Year-by-year P&L, Cash Flow, and Balance Sheet — illustrative demo data from a modelled scenario
Financial confidence comes from more than just your pension pot. Wealth365 brings taxes, property, State Pension, investments, debts, and goals into a single year-by-year projection.
Explore the actual screens you'll use to plan your financial future
Year-by-year P&L, Cash Flow, and Balance Sheet — illustrative demo data from a modelled scenario
See the kind of insights and visualisations your plan generates
See how your total net worth grows across pensions, ISAs, property, and cash — with a clear retirement marker
Plan your financial future from your phone, tablet, or desktop - the full experience wherever you are
iPhone
iPad
Mobile Pricing
Every screen adapts beautifully to your device
Access your plan from any browser, no app to install
Changes save automatically across all your devices
Fernet field-level encryption and TLS on every connection
Financial planning is more than just pension pots. We help you model every factor of your financial life.
From State Pension forecasts and Monte Carlo simulations to IHT planning and report exports — retirement planning built around UK tax rules, projected year by year.
Run your practice on Wealth365 with your own branding. Manage clients, deliver reports, and host meetings — all under your firm's identity.
Know your numbers but want professional guidance? Browse our directory of UK advisers and enquire with firms directly.
Annual Pension Allowance Tracked
NI Years for Full State Pension
Tax-Free Lump Sum (PCLS)
UK Tax Rules Built-In
Purpose-built tools covering pensions, tax, property, goals, and estate planning — all under UK rules
Model multiple pension pots with compound growth, employer contributions, and fee analysis.
Calculate your State Pension based on NI qualifying years with triple-lock projections.
Compare ISA, pension, and GIA contributions with UK 2026/27 tax rules built in.
Track your home, buy-to-let properties, rental income, and mortgage planning.
Compare optimistic, realistic, and pessimistic scenarios side-by-side.
Run up to 500 simulations to understand the probability of achieving your goals.
Set your maximum tolerable loss and see whether your portfolio could absorb it — with goal-by-goal impact and a built-in stress test.
Calculate life insurance needs, critical illness cover, and income protection.
Full IHT calculator with NRB, RNRB, taper relief, and gifting strategies.
Comprehensive UK tax calculator with all allowances, reliefs, and deductions.
Compare drawdown orders across ISA, pension, and GIA to understand the tax impact of each.
Model school and university costs per child with UK benchmarks and education inflation.
Build custom reports from 30+ configurable sections. Export as branded PDF, HTML, or Excel.
Track pension holdings with live prices, OCF data, and fund performance history.
Multi-year columnar statements, monthly cashflow, and a full double-entry ledger — detailed year-by-year financial statements backed by a transparent audit trail
Every plan generates three standard accounting statements — P&L, Cash Flow, and Balance Sheet — projected year by year from now to life expectancy. Key metrics like net worth at retirement, sustainable spending, and on-track percentage update in real time.
Columnar month-by-month breakdown of all income sources, expenses, and net position — with Excel export.
Every projection figure is backed by a full audit trail. Click any account to drill down into the individual journal entries.
Get an instant projection of your pension pot at retirement — no sign-up required
This is a simplified illustration assuming constant growth with no fees, tax, or inflation adjustment. Projections are not guaranteed; the value of investments can fall as well as rise. Sign up for a full projection with State Pension, tax, salary sacrifice, and inflation modelling.
Financial data demands serious security. Here's exactly how we protect yours.
Sensitive personal and financial fields are encrypted using Fernet (AES-128-CBC) field-level encryption. Protected data is unreadable even at the database level.
Passwords are hashed with bcrypt — an adaptive, one-way function. We never store or can access your password in plain text.
Forms and authenticated requests are protected against cross-site request forgery with cryptographic tokens validated server-side.
Tiered rate limiting on admin (30/min), API (60/min), and page requests (120/min), plus dedicated login throttling to block brute-force attacks.
HTTPS-only cookies with HttpOnly and SameSite flags. 30-minute idle timeout and concurrent session limits for account protection.
Payments processed by Stripe. We never see, store, or handle your card details — they go directly to a PCI-DSS Level 1 provider.
Model any scenario that matters to you and see the impact on your retirement instantly.
See how early retirement affects your pension pot and sustainable income.
Stress-test your plan with pessimistic scenarios and Monte Carlo analysis.
Model BTL income, mortgage payments, and tax implications.
Calculate tax relief and see the long-term impact on your pot.
Adjust inflation assumptions and see purchasing power impact.
Model long-term care costs and their effect on your wealth.
Seven modelled scenarios using realistic UK inputs — fictional personas, real projection engine. See exactly how each situation plays out.
These are illustrative examples, not real clients. All figures are generated by the Wealth365 projection engine from fictional inputs.
We’re in beta and we believe in showing only verified, real testimonials from people who actively use Wealth365. Our beta users are working with the platform now — their stories will be here soon.
Beta Full — Join the WaitlistWe're opening Wealth365 to just 25 individuals and 5 IFA practices (5 clients each). Get full access during our beta — help shape the product and lock in early pricing. No credit card required.
Enter your email and we'll send you a one-click link to explore the full app — using James & Sophie Henderson's realistic UK financial plan. No password, no card required.
The demo resets every night. Your link is valid for 1 hour.
All 30 beta places have been claimed. Join the waitlist and we'll notify you the moment a spot opens up.
We'll only use your email to notify you about beta availability. No spam, ever.
