See Inside the Platform
Explore the actual screens you'll use to plan your financial future
Year-by-year P&L, Cash Flow, and Balance Sheet — with £928K current net worth and 150% on-track
Financial confidence comes from more than just your pension pot. Wealth365 helps you see the complete picture - taxes, property, State Pension, investments, debts, and goals - all in one place.
Explore the actual screens you'll use to plan your financial future
Year-by-year P&L, Cash Flow, and Balance Sheet — with £928K current net worth and 150% on-track
See the kind of insights and visualisations your plan generates
See how your total net worth grows across pensions, ISAs, property, and cash — with a clear retirement marker
Plan your financial future from your phone, tablet, or desktop - the full experience wherever you are
iPhone
iPad
Mobile Pricing
Every screen adapts beautifully to your device
Access your plan from any browser, no app to install
Changes save automatically across all your devices
Bank-level encryption on every connection
Financial planning is more than just pension pots. We help you model every factor of your financial life.
Professional-grade planning tools at your fingertips. Understand your complete financial picture and make informed decisions with confidence.
Elevate your practice with our enterprise platform. Your branding, your clients, our powerful technology.
Know your numbers but want professional guidance? Browse our directory of FCA-regulated advisers and find the right match for your situation.
Annual Pension Allowance Tracked
NI Years for Full State Pension
Tax-Free Lump Sum (PCLS)
UK Tax Rules Built-In
Comprehensive tools covering every aspect of UK financial planning
Model multiple pension pots with compound growth, employer contributions, and fee analysis.
Calculate your State Pension based on NI qualifying years with triple-lock projections.
Optimise ISA, pension, and GIA contributions with UK 2026/27 tax rules.
Track your home, buy-to-let properties, rental income, and mortgage planning.
Compare optimistic, realistic, and pessimistic scenarios side-by-side.
Run 1,000+ simulations to understand the probability of achieving your goals.
Calculate life insurance needs, critical illness cover, and income protection.
Full IHT calculator with NRB, RNRB, taper relief, and gifting strategies.
Comprehensive UK tax planning with all allowances, reliefs, and optimisations.
Ask questions in plain English and get instant answers about tax rules and strategies.
Automatically find the most tax-efficient drawdown order across ISA, pension, and GIA.
Model school and university costs per child with UK benchmarks and education inflation.
Build custom reports from 22 sections. Export as branded PDF, HTML, or Excel.
Calculate how much portfolio loss your plan can absorb before goals are impacted.
Track pension holdings with live prices, OCF data, and fund performance history.
Get an instant projection of your pension pot at retirement — no sign-up required
This is a simplified illustration assuming constant growth with no fees, tax, or inflation adjustment. Sign up for a full projection with State Pension, tax, salary sacrifice, and inflation modelling.
Financial data demands serious security. Here's exactly how we protect yours.
Sensitive personal and financial fields are encrypted using Fernet (AES-128-CBC) field-level encryption. Protected data is unreadable even at the database level.
Passwords are hashed with bcrypt — an adaptive, one-way function. We never store or can access your password in plain text.
Forms and authenticated requests are protected against cross-site request forgery with cryptographic tokens validated server-side.
Tiered rate limiting on admin (30/min), API (60/min), and page requests (120/min), plus dedicated login throttling to block brute-force attacks.
HTTPS-only cookies with HttpOnly and SameSite flags. 30-minute idle timeout and concurrent session limits for account protection.
Payments processed by Stripe. We never see, store, or handle your card details — they go directly to a PCI-DSS Level 1 provider.
Model any scenario that matters to you and see the impact on your retirement instantly.
See how early retirement affects your pension pot and sustainable income.
Stress-test your plan with pessimistic scenarios and Monte Carlo analysis.
Model BTL income, mortgage payments, and tax implications.
Calculate tax relief and see the long-term impact on your pot.
Adjust inflation assumptions and see purchasing power impact.
Model long-term care costs and their effect on your wealth.
“We discovered we could retire 3 years earlier than we thought. The scenario comparison made it crystal clear — selling one rental property and increasing pension contributions was the right move.”
“As an IFA, I’ve tried every planning tool going. Wealth365 is the first one that handles tax properly, generates client-ready reports, and doesn’t cost a fortune. The white-label feature is a game-changer.”
“I had no idea how much I was losing to tax. The ISA vs Pension optimiser alone saved me thousands. Now I check my projections every month — it’s like having a financial adviser on speed dial.”
We're opening Wealth365 to 100 individuals and 20 IFA practices. Get full access during our beta — help shape the product and lock in early pricing. No credit card required.
