Last Updated: December 2024
Important: This Cookie Policy applies to users of Wealth365 in the United Kingdom only. Our website complies with the Privacy and Electronic Communications Regulations 2003 (PECR) and UK GDPR.
Cookies are small text files that are placed on your computer, smartphone, or other device when you visit a website. They are widely used to make websites work more efficiently, provide information to website owners, and enable certain features.
Cookies may be set by the website you are visiting ("first-party cookies") or by third parties ("third-party cookies").
Our use of cookies is governed by:
The Information Commissioner's Office (ICO) enforces these regulations in the UK.
These cookies are required for our website to function properly. They cannot be switched off as the site would not work without them. No consent is required for these cookies under PECR.
| Cookie Name | Purpose | Duration | Type |
|---|---|---|---|
| session | Maintains your logged-in state and session data | Session (deleted when browser closes) or up to 30 days if "Remember Me" selected | First-party |
| csrf_token | Security token to prevent cross-site request forgery attacks | Session | First-party |
| cookie_consent | Remembers your cookie preferences | 1 year | First-party |
These cookies enable enhanced functionality and personalisation. They may be set by us or by third-party providers whose services we use.
| Cookie Name | Purpose | Duration | Type |
|---|---|---|---|
| user_preferences | Remembers your display preferences (e.g., dashboard view settings) | 1 year | First-party |
| last_plan_id | Remembers your most recently viewed plan for convenience | 30 days | First-party |
These cookies help us understand how visitors interact with our website. All information collected is aggregated and anonymous. We only set these cookies with your consent.
Note: We currently do not use third-party analytics cookies (such as Google Analytics). If we introduce analytics in the future, we will update this policy and request your consent before setting any analytics cookies.
We do not use marketing or advertising cookies. We do not track you across websites or share your data with advertisers.
When you first visit our website, you will see a cookie banner asking for your consent to non-essential cookies. You can:
You can change your preferences at any time by clicking the "Cookie Settings" link in our website footer.
You can also control cookies through your browser settings. Most browsers allow you to:
Here's how to manage cookies in popular browsers:
Please note: If you block or delete essential cookies, some parts of our website may not function properly. For example, you may not be able to log in or save your retirement plans.
In addition to cookies, we may use similar technologies such as:
These technologies are used only for essential functionality and are covered by this policy.
We currently do not use third-party cookies. If you click on links to external websites (such as adviser directories or the ICO website), those websites may set their own cookies. We have no control over these cookies and recommend reviewing the cookie policies of any external sites you visit.
Cookies can be either:
The duration of each cookie is specified in the tables above.
We may update this Cookie Policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. We will update the "Last Updated" date at the top of this policy.
If we make significant changes to our use of cookies, we will ask for your consent again where required.
If you have questions about our use of cookies, please contact us:
Construct365 Limited (trading as Wealth365)
Email: contact@wealth365.co.uk
Data Protection Officer: dpo@wealth365.co.uk
For more information about cookies and how to manage them, visit: