DB Pension CETV / Transfer Analyser

Calculates the FCA Critical Yield, transfer value multiple, life-expectancy sensitivity, and the statutory £30,000 advice trigger. Illustrative only — not regulated advice.

Scheme details

Scheme name

Annual pension at NRA (£)

CETV offered (£)

Current age

Normal retirement age

Life expectancy (primary)

Escalation in payment (% p.a.)

Revaluation (deferral) (% p.a.)

Spouse pension (%)

Spouse continuation years

Tax-free lump sum (£)

DC charges (% p.a.)

Assumed DC growth (% p.a.)

DB Pension CETV / Transfer Analyser

Scheme details

Headline results

Sensitivity by life expectancy