Inheritance Tax 2025: The Widening Net — An Editor's Column
Frozen nil-rate bands, fiscal drag, and the proposed 2027 pension change are pulling more families into IHT territory. An editorial commentary on what the numbers mean and the questions families are asking.
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Helping Grandchildren with Education Costs
How UK grandparents can fund education tax-efficiently — Junior ISAs, bare trusts, paying school and university fees, and gifts out of income for regular fees.
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Wedding Gifts and Inheritance Tax
The £2,500 grandparent wedding-gift exemption explained — how to combine it with the annual exemption, why timing matters, and how larger help is treated.
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Funding Grandchildren's Travel and Gap Years
How UK grandparents can help fund a grandchild's travel or gap year tax-efficiently — using the gifting exemptions, practical pointers, and keeping good records.
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Sharing Your Life Lessons with Grandchildren
The non-financial legacy — legacy letters and 'ethical wills', recording your family history and the values you want to pass on alongside any money you leave.
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A Grandparent's Gifting & Legacy Checklist
A round-up of the whole grandparents' gifting and legacy series — a sourced quick-reference table of the exemptions, plus a practical checklist and links to every article.
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Gifting Money to Grandchildren: The Tax-Free Allowances
A plain-English guide to giving money to grandchildren tax-efficiently — the £3,000 annual exemption, small gifts, wedding gifts, Junior ISAs and the 7-year rule.
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Inheritance Tax Explained for Grandparents
A clear, jargon-free guide to UK inheritance tax for grandparents — the £325,000 nil-rate band, the residence allowance for grandchildren, the 40% rate and the April 2027 pension change.
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Giving with Warm Hands: Lifetime Gifts vs Leaving It in Your Will
Should grandparents give now or leave it in the will? A balanced look at ‘giving with warm hands’ — the joy, the tax effects, and how to give without running short.
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Leaving Money to Grandchildren in Your Will
How to leave money to grandchildren in your will — naming them, per stirpes, trusts for under-18s, the residence nil-rate band and choosing executors and guardians.
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