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STEP 6 OF 9

Financial
Projections

See your finances projected 40 years into the future — year-by-year cash flow, net worth growth, and pension drawdown.

Your 40-year financial forecast
1

Year-by-Year
Projections

A complete financial forecast showing income, expenses, savings, and net worth for every year up to age 100.

  • Inflation-adjusted figures
  • Tax calculations built in
  • "Today's money" view
Projection Table
Year
Income
Expenses
Net Worth
2025
£81,600
£50,400
£847,500
2026
£83,640
£62,400
£912,300
2027
£85,730
£63,648
£985,700
2028
£42,000
£51,912
£1,024,100
2029
£43,050
£53,209
£1,048,200
⚠ 2028: Retirement year — income drops significantly
2

Cash Flow
Timeline

A visual chart showing your income and expenses over time, with clear markers for when you retire and key life events.

  • Interactive chart
  • Surplus/shortfall highlighted
  • Life event markers
Cash Flow Chart
25
30
40
50
60
70
80
■ Income ■ Expenses ⋮ Retirement
3

Monte Carlo
Simulation

Run thousands of market simulations to see the probability your plan succeeds across different economic conditions.

  • Probability of success %
  • Best/worst case ranges
  • Confidence bands shown
Monte Carlo Analysis
87%
probability of plan success
£420K
Worst 10%
£1.2M
Median
£2.1M
Best 10%
Based on 1,000 simulations

Future Mapped

Your financial projections are ready. Explore the charts in Step 7, or jump to scenarios in Step 8.